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One Level Up Foundation  ·  Serving Underserved Communities

No One Should Sleep
Without a Home.

Wraparound support for homeless individuals — advocacy,
financial literacy, housing, and digital empowerment.

Our Three Pillars

Dignity
Get Help Now
Stability
Find Grants
Opportunity
Free Training
 
Donate
580K+
Americans homeless tonight
40%
of homeless are families
$0
cost to access our resources
1 in 5
homeless adults have mental illness
4.2M
youth homeless annually
Today's Word
Community & Service
"
Carry each other's burdens, and in this way you will fulfill the law of Christ.
— Galatians 6:2
Today's Verse
Carry each other's burdens, and in this wa...
Galatians 6:2
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Who We Serve

Homelessness Has Many Faces

Every story is different. Every person deserves dignity. Select a population below to explore resources and how we help.

Elderly homeless senior
🧓
48%
Seniors — The Fastest Growing Homeless Population
Nearly half of all homeless individuals are over 50. Fixed incomes, rising rents, and health crises push seniors to the streets — often after a lifetime of hard work.
Click to explore resources →
Person experiencing homelessness and mental health crisis
🧠
30%
Mental Health — When the Mind Has No Safe Place to Rest
30% of homeless individuals live with serious mental illness. 57% have never received treatment. Homelessness and mental health are inseparable crises.
Click to explore resources →
Homeless family
👨‍👩‍👧
40%
Families — No Child Should Wonder Where They Will Sleep
40% of homeless are families with children. 84% are led by single mothers. Job loss, domestic violence, and the housing crisis push entire families into shelters and onto the streets.
Click to explore resources →
Homeless youth
👦
4.2M
Minors & Youth — Our Children Are Sleeping Outside
4.2 million young people experience homelessness every year. Most are invisible — couch surfing, hiding, surviving alone. 40% have aged out of foster care with nowhere to go.
Click to explore resources →

Senior Homelessness

The Fastest Growing Homeless Population

Adults over 50 now make up nearly half of all homeless individuals in the US. Fixed incomes, rising rents, and health crises push seniors to the streets at alarming rates.

Over age 50
48%
Live alone
62%
Have disability
74%
On fixed income
81%
Section 8 / HCV Program
Housing Choice Voucher — priority for seniors 62+
Apply →
SSI / Social Security Benefits
Supplemental income for elderly individuals in need
Learn →
NJ PAAD Program
NJ Prescription Assistance for seniors on fixed income
Apply →
Elder Care Locator (HHS)
National resource to find local senior services
Find →
NJ Area Agency on Aging
County-level services, meals, transportation, housing
Connect →

Mental Health & Homelessness

When the Mind Has No Safe Place to Rest

Mental illness is both a cause and consequence of homelessness. Without stable housing, managing mental health becomes nearly impossible — and without support, housing cannot be maintained.

Have mental illness
30%
Substance use disorder
26%
Never received treatment
57%
Experienced trauma
87%
988 Suicide & Crisis Lifeline
Call or text 988 — free, confidential, 24/7
Call →
SAMHSA National Helpline
Free mental health & substance use treatment referrals
Find Help →
PATH Program (NJ)
Projects for Assistance in Transition from Homelessness
Apply →
NJ Mental Health Cares
NJ hotline connecting to local mental health services
Connect →
HUD-VASH (Veterans)
Housing + clinical support for homeless veterans
Learn →

Family Homelessness

Families Deserve More Than Survival

Families with children are one of the fastest growing segments of the homeless population. Job loss, domestic violence, and the affordable housing crisis push entire families into shelters, cars, and motels.

Families with children
40%
Single mothers
84%
Fled domestic violence
50%
Children miss school
75%
Emergency Family Shelter — NJ 211
Dial 211 — NJ statewide family shelter locator
Call 211 →
Family Unification Program (HUD)
Housing vouchers for families at risk of child separation
Apply →
SNAP Benefits (Food Stamps)
Federal nutrition assistance for low-income families
Apply →
TANF — NJ WorkFirst
Temporary cash assistance for families in crisis
Learn →
DV Hotline — Safe Housing
National domestic violence hotline — safe housing resources
Get Help →

Youth & Minors

Our Children Are Sleeping Outside

Youth homelessness is largely hidden. Young people couch surf, sleep in cars, and avoid shelters out of fear. Many aged out of foster care with nowhere to go. LGBTQ+ youth are disproportionately represented.

Aged out of foster care
40%
LGBTQ+ youth
40%
Experienced abuse
46%
Dropped out of school
75%
National Runaway Safeline
1-800-RUNAWAY — 24/7 crisis support for youth
Call →
RHY Program (HHS)
Runaway & Homeless Youth federal grants & shelters
Find Shelter →
NJ Youth Continuum
NJ-based youth homeless shelters and transition services
Connect →
McKinney-Vento School Rights
Homeless youth have the right to stay enrolled in school
Learn →
True Colors United
Resources specifically for LGBTQ+ homeless youth
Get Help →

Our Programs

How We Lift Communities

Four pillars — advocacy, financial literacy, housing navigation, and AI-powered digital communications.

Community Advocacy

We fight at the policy level for housing rights, anti-discrimination protections, and funding for homeless services. Your voice amplified — at city hall, in Trenton, and in Washington.

Advocacy
💚
Financial Literacy via AI

AI-powered workshops on budgeting, credit repair, banking access, and benefits navigation. We help individuals understand their financial rights and build a foundation for stability.

Financial Empowerment
🏠
Housing Navigation

From Section 8 applications to emergency shelter placement, our trained navigators walk alongside individuals through every step of the housing process — no one navigates alone.

Housing
📡
AI Digital Communications

We bridge the digital divide — teaching homeless individuals how to use AI tools, access online resources, apply for benefits digitally, and navigate modern systems.

Digital Equity

Grant Hub

Funding Opportunities
for Those We Serve

We curate and update grant opportunities for homeless individuals, families, nonprofits, and community organizations. Financial help exists — we help you find it and apply.

💰
$2M+
in grants tracked & updated
Federal — Housing
Section 8 Housing Choice Voucher
Federal rental assistance for very low-income individuals and families. Priority given to elderly, disabled, and homeless applicants.
Up to 100% rent subsidy
📅 Open enrollment varies by county
Apply via HUD →
Federal — Emergency
Emergency Solutions Grant (ESG)
Funds emergency shelter, rapid rehousing, homelessness prevention, and HMIS data systems for nonprofits.
$50K – $500K
📅 Annual — contact your state DCA
Learn More →
Federal — Continuum
HUD Continuum of Care (CoC)
The largest federal grant for homeless services — funds transitional housing, permanent supportive housing, and rapid rehousing programs.
$100K – $2M+
📅 Annual NOFA — typically summer
Apply →
NJ State — Housing
NJ Affordable Housing Trust Fund
State-level funding for affordable housing development and preservation in New Jersey communities.
Varies by project
📅 Rolling applications
Apply via NJHMFA →
Foundation — Social Services
Robert Wood Johnson Foundation
Major foundation funding health equity, housing, and community-based programs addressing root causes of poverty.
$25K – $500K
📅 Multiple cycles annually
Apply →
Federal — Youth
Runaway & Homeless Youth (RHY)
HHS grants for organizations providing basic center shelter, transitional living, and street outreach to homeless youth under 21.
$75K – $200K
📅 Annual NOFA
Apply →

Training & Education

Knowledge Is the First Step Up

Free training powered by AI and digital communications — for anyone who wants to understand the system, navigate it, and rise above it.

🏠
01
Section 8 & Housing 101

Step-by-step guide to understanding, applying for, and navigating Section 8 and federal housing programs.

  • How Section 8 waitlists work
  • What documents you need
  • How to appeal a denial
  • Local housing authority resources
💵
02
Financial Literacy for Stability

AI-powered financial literacy — from opening a bank account to building credit from zero.

  • Opening a bank account without credit
  • Credit building from scratch
  • Budgeting on a fixed income
  • Benefits cliff navigation
📡
03
AI & Digital Skills

Bridge the digital divide — use AI tools and digital platforms to find housing, apply for benefits, and access opportunities.

  • Using AI to find resources
  • Applying for benefits online
  • Digital communication basics
  • Online job applications
📋
04
Grant Navigation & Advocacy

For community leaders and nonprofit founders — find, apply for, and manage grants for homeless services.

  • Finding the right grants
  • Writing a winning narrative
  • Grant reporting basics
  • Building funder relationships
Sign Up for Free Training

Get Help

You Deserve More Than
Where You Are Right Now

No judgment. No barriers. Whether you need emergency shelter, housing assistance, financial guidance, or just someone to talk to — we are here.

🏠 Need Housing Help?

Our housing navigators walk you through every option — Section 8, emergency shelter, rapid rehousing, and more. You don't have to figure this out alone.

Request Housing Help

💚 Need Financial Guidance?

From benefits applications to credit building, our financial literacy coaches will help you understand your options and take the next step toward stability.

Get Financial Help
🔜 Coming Soon

🧠 Crisis Hotline

Our dedicated One Level Up crisis hotline is launching soon — direct connection to trained counselors who understand homelessness and mental health. Until then, call 988 for immediate crisis support.

Call 988 Now
🔜 Coming Soon

📡 Digital Access Program

Our digital equity program — providing devices, WiFi hotspots, and AI literacy training to homeless individuals — is launching soon. Register your interest and we will reach out when we go live.

📧 info@onelevelupfoundation.com  ·  🌐 onelevelupfoundation.org

Frequently Asked Questions

Questions People
Ask Us Most

Quick answers to the questions we hear most from individuals, families, and partners across New Jersey, Tidewater Virginia, and Charlotte NC.

How do I apply for emergency housing in New Jersey?

Call or text 211, which is free, confidential, and available 24/7 in New Jersey, Virginia, and North Carolina including Charlotte. You can also reach out to One Level Up Foundation directly at info@onelevelupfoundation.com, and our housing navigators will walk you through options including emergency shelter, rapid rehousing, and Section 8.

What is the Faith Action Network?

The Faith Action Network (FAN) is a partnership between One Level Up Foundation and faith communities across New Jersey, in collaboration with Lt. Governor Dale G. Caldwell, that connects houses of worship with resources, training, and tools to support people facing housing insecurity in their local communities.

How can I donate to One Level Up Foundation?

You can donate to One Level Up Foundation, Inc. at givebutter.com/onelevelup. Your gift directly funds housing navigation, free resource guides, digital training workshops, and community programs serving individuals, families, and veterans in New Jersey, Tidewater Virginia, and Charlotte NC.

Free Survival Resources

Roots of Resilience Guide

💧 Water 🍲 Food 🏠 Shelter 🔥 Warmth 📱 Phone 💭 Mental Health ⚖️ Legal 🆔 ID

💧 Water

211 — Local Resources
Free, confidential access to housing, food, utilities, health services — available 24/7
Public Water Fountains & Parks
Free water access in most public spaces. Bring a reusable bottle and fill up at parks, libraries, community centers
Water Assistance Programs
Most municipalities offer bill assistance. Call 211 or your local water utility to ask about hardship programs

🍲 Food

SNAP Benefits (Food Stamps)
Federal nutrition assistance for low-income families. Apply at your state website or 211
Feeding America Network
Locate food banks in your area at feedingamerica.org. Enter your zip code for nearest location
Community Meal Programs
Churches, nonprofits, and community centers offer free meals. Check findhelp.org for schedules
Soup Kitchens & Food Pantries
No paperwork required. Most operate during daytime hours. Call 211 for local locations
School Meal Programs
Free breakfast and lunch for eligible students. Many offer summer meal programs. Ask at local schools

🏠 Shelter

Emergency Family Shelter
Dial 211 — statewide family shelter locator. Available 24/7
HUD Housing Search
Search subsidized housing (Section 8, public housing) at hud.gov. Long waitlists typical
Rapid Rehousing Programs
Federal emergency housing assistance. Call 211 or your local housing authority
Transitional Housing
Short-term housing (6 months-2 years) with services. Available through nonprofits and government
Safe Parking Programs
Vehicle-based emergency shelter in some cities. Ask 211 about your area
Domestic Violence Shelters
Safe housing for survivors. Call 1-800-799-7233 (Domestic Violence Hotline) confidentially

🔥 Warmth

Free Coats & Winter Clothing
Many churches, nonprofits, and thrift stores distribute coats September-March. Call 211
Emergency Warming Centers
Public facilities open during extreme cold. Check local government or 211 for locations
LIHEAP (Heating Assistance)
Federal heating assistance. Apply through your state human services agency
Space Heater Safety
If using a heater: keep 3 feet from flammable items, never use stove/oven to heat, use three-pronged cord
Blankets & Bedding
Salvation Army, Goodwill, and donation centers offer low-cost blankets and sleeping bags

📱 Phone

Lifeline — Free Government Phone
Apply at checklifeline.org or call 1-888-839-3626. Must meet income guidelines. Free service with data
Tracfone Low-Cost Plans
Pay-as-you-go phone service. Available at Walmart and other retailers for $7-20
WiFi at Libraries
Free WiFi available at public libraries. Call ahead to confirm hours
Community WiFi Programs
Many cities offer free WiFi in public spaces (parks, bus stations). Check your city website

💭 Mental Health

988 — Crisis Lifeline
Call or text 988 for immediate mental health crisis support — available 24/7
SAMHSA Treatment Locator
Find mental health and substance abuse services at findtreatment.gov. Free resource
Community Mental Health Centers
Sliding scale or free counseling. Call 211 to find a center near you
Support Groups
Free peer support for addiction and recovery (AA, NA, CODA). Most meet at churches and community centers
Peer Support Specialists
Trained individuals who have lived experience. Many programs free through nonprofits

🆔 ID Documents

Birth Certificate Replacement
Contact your state vital records office. Cost $15-50. Some nonprofits help cover fees
State ID Card
Proof of identity. $5-30 depending on state. Homeless individuals can use shelter address
Social Security Replacement
Lost card? Go to ssa.gov/myaccount or call 1-800-772-1213. Replacement is free
Driver License with Shelter Address
In most states, you can use a homeless shelter or nonprofit address on ID
Document Assistance Programs
Many nonprofits help homeless individuals get ID docs. Call 211 or housing authority

Covering New Jersey, Tidewater Virginia, and Charlotte NC

📥 Download as PDF
Research & Insights

Q2 2026 Homelessness Research Roundup

Latest data and insights from HUD, the Census Bureau, and peer research on the homelessness crisis in America — and what we're learning about solutions that work.

Published June 23, 2026 · 5 min read

Finding 1: Homelessness Reaches Historic High — Housing Supply Crisis Confirmed

The latest data tells an urgent story. According to HUD's 2024 Annual Homelessness Assessment Report, 771,000 people experienced homelessness on a single night in January 2024 — an 18% increase from 2023 and a 33% surge since 2020. This is the highest count recorded since HUD began systematic tracking. The crisis is not evenly distributed: two states account for nearly half the nation's homeless population, with research from the American Enterprise Institute confirming that homelessness correlates directly to housing affordability ratios. Where home prices are 5 times median income, homelessness rates climb proportionally. The message is clear: this is ultimately a housing supply problem requiring urgent policy action and investment.

Source: HUD 2024 AHAR; AEI Housing Center Analysis

Finding 2: Child & Youth Homelessness Surges — Schools See What PIT Counts Miss

One of the most troubling trends emerging is the spike in child and youth homelessness. The National Center for Homeless Youth reports that nearly 1.5 million children and youth experienced homelessness during the 2023-2024 school year — yet only a fraction appear in HUD's official Point-in-Time counts. Why? HUD's methodology captures only those in shelters or on streets. It misses the hidden homeless: children staying in motels, couch-surfing with friends, or doubling up with relatives out of economic desperation. This year saw a 33% increase in youth homelessness from the prior year, the largest single-year jump on record. Schools are identifying homelessness while government counts underestimate the true scope. For nonprofits like One Level Up Foundation serving youth across New Jersey, Virginia, and North Carolina, this signals both an urgent need and an opportunity to reach young people before crisis deepens.

Source: SchoolHouse Connection; HUD Point-in-Time Analysis

Finding 3: Veteran Homelessness Hits Historic Low — Proof That Targeted Funding Works

There is one genuinely bright spot in America's homelessness data. As of January 2025, only 32,495 veterans experienced homelessness on a single night — representing a 56% decline since 2009 and the lowest count since HUD began systematic tracking. This remarkable progress is no accident. Programs like HUD-VASH (Housing and Urban Development-Veterans Affairs Supportive Housing) and SSVF (Supportive Services for Veteran Families) have proven that sustained federal investment, coordinated case management, and housing-first approaches deliver results. HUD-VASH has housed over 100,000 veterans since 2008, and 90% maintain stable housing for at least one year. Even as overall homelessness has worsened, veteran homelessness has become rare, brief, and in some communities — including Philadelphia — has been functionally ended. This blueprint offers valuable lessons for addressing homelessness among other populations.

Source: VA Homeless Programs; HUD 2025 Point-in-Time Count; American Legion

Finding 4: Mental Health & Substance Abuse Remain Root Causes — Integrated Services Essential

As HUD officials emphasized in March 2026, addressing the root causes of homelessness — particularly mental illness and substance abuse — is critical to lasting solutions. Research consistently shows that 1 in 5 homeless adults report mental health conditions, while many more struggle with dual diagnoses. The good news: communities deploying integrated mental health services, peer support, and treatment access alongside housing see measurable success. One Level Up Foundation's approach — wraparound support combining housing navigation, financial literacy, mental health access, and digital skills training — aligns with emerging best practices. Programs that address the whole person, not just shelter the body, produce better long-term stability and self-sufficiency outcomes.

Source: HUD PD&R Quarterly Update (March 2026)

What This Means for You — And How You Can Help

The data is sobering, but the lessons are actionable. Homelessness is solvable — but only with coordinated, well-funded, community-based interventions. Supply more affordable housing. Fund case management and mental health services. Connect people to jobs and financial literacy. House first, treat later. Support faith communities and nonprofits working on the ground. Whether you're an individual donor, a faith leader, a corporate partner, or someone experiencing housing instability, One Level Up Foundation is here to connect you with resources, guidance, and dignity-centered support.

Ready to help? Explore grant opportunities · Join free training · Get help now

📊

Research-Backed

All programs grounded in peer-reviewed data and federal outcomes.

🏠

Housing First

Proven approach: secure housing plus wraparound support.

🤝

Community-Led

Serving NJ, Tidewater VA, & Charlotte NC with dignity.

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